Clarification on New Construction as Residential. Tweet. In September of 2022, we asked that agents with a Residential listing that did not fit the criteria below remove their listing from Residential and add it to New Construction. * a foundation poured, * a partial to full framework, or. * any semblance of a dwelling … 228 Spring Hill Road, Jackson $350,000. This beautiful home is located in the Oak Creek Subdivision located just outside of Jackson. This 4 bedroom and 3 bath house with laundry located on the main floor is rea... 4 Beds. 3 Baths. MAR24014518 MLS. 100 E. Bluff St. Marseilles, IL 61341. NMLS# 835208. (815) 795-3900. (866) 234-2120. Home. Online Banking. Download Our Mobile App! Online Banking Login. Rules & Regulations Update. Tweet. MARIS’s updated Rules and Regulations went into effect on Tuesday, March 1 st, 2022. The Rules and Regulation Packet brings together three documents aimed at keeping you up to date of all policies and procedures utilized by MARIS and its staff. Here is a quick look at what each section offers. MARIS MLS is a top 20 MLS that serves REALTORS® across Missouri and Illinois. The new website, marismls.com, features content, education, support and a new visual …MARIS. June 29, 2022. Release of Status Guide and Frequently Asked QuestionsAquí nos gustaría mostrarte una descripción, pero el sitio web que estás mirando no lo permite.Overall supply costs profoundly affect your practice’s profitability. Mari's List® has served orthodontists in private practice since 2012, as the largest Orthodontic-exclusive buying group in the nation. Mari’s List screens companies for product quality and customer service, then uses collective buying power to negotiate the best deals.Jun 29, 2022 · If you have any questions please send an email to [email protected] or you can reach the compliance department at 314-984-9111 option 4. Toll Free. Phone 1.800.557.7657 . E-Mail. [email protected] [email protected] [email protected] Hidden Creek Ct Suite 150 St. Louis, MO 63131 Tel: 314-984-9111Advertising a property as ACTIVE instead of Active Under Contract (AUC) or Pending in order to generate more leads for the agent or appease the seller. “Sharing or …1716 Hidden Creek Ct Suite 150 St. Louis, MO 63131 Tel: 314-984-9111To set up a team in Matrix, start by clicking the drop-down menu next to your login name on the upper-right had side of your screen. Then, click the "settings" button. At the bottom of the "My Settings" screen, you will find the Team Settings section. Click the link labeled “Click here to create a Team” and then again on the next screen.MARIS. June 29, 2022. Release of Status Guide and Frequently Asked Questions Search Results That Work For You. Did you know you can get driving directions, start a.... MARIS Originals Matrix CMA. Learn how to leverage CMA features in Matrix! Related Videos. Skill.The ShowingTime online scheduling & feedback system reduces scheduling issues by simplifying the showing request & confirmation process, enabling agents to work efficiently while on the go. It gives agents 24/7 access to request and receive showings; delivers requests immediately to listing …MARIS, St. Louis, Missouri. 2,054 likes · 10 talking about this · 103 were here. Since 1995, MARIS has been enabling and empowering the real estate community. Providing business soluYou can report these types of violations by clicking the Report-It button on the listing and typing a short message such as “incorrect square footage” or you may email [email protected] to give staff an idea of what you are reporting. Staff will review the issues submitted and address them accordingly. IMPORTANT: … November 2019, the NAR Board passed MLS Statement 8.0, also known as the Clear Cooperation Policy. The Clear Cooperation Policy (CCP) was designed to support a more cohesive and collaborative marketplace — where professional REALTORS® belonging to a cooperative network (MLS) share listings with each other under a common set of rules. Maris MLS is the official multiple listing service of St. Louis, offering a range of products and tools for real estate professionals. Learn how to use the Matrix MLS platform, a fast and powerful system that allows you to customize your search, manage your showings, and access flood maps and stats. 1. PURPOSE. This policy serves to prevent anti-competitive conduct by Mid America Regional Information Services, Inc.; but it also aims to reduce even the appearance of anti-competitive conduct. If MARIS staff and volunteer leaders follow these guidelines, MARIS can carry out its mission without running afoul of antitrust and competition laws. 2.As a result, you can now include virtually altered photos in Matrix! Virtually staged photos can help buyers relate to the property on a personal level and visualize themselves living in a home. Virtual staging can take less time and be cost efficient when traditional staging isn’t in the marketing budget. According to an article published by ...Toll Free. Phone 1.800.557.7657 . E-Mail. [email protected] [email protected] [email protected]. MarketStats is an elegant and easy-to-use stats suite of market reports and interactive tools. The stats suite includes InfoSparks, FastStats, Local Market Updates, Monthly Indicators and the Marketwatch Report. These products will go a long way toward a broader understanding of the prevailing trends in our local … Dan Sale. St. Louis REALTORS. Shareholder Council Representative. Term Ends 12/31/2025. Real People. Real Purpose. Real Expertise. We are an MLS that takes a blue jeans and white glove approach to serving our members and the real estate community. Overall supply costs profoundly affect your practice’s profitability. Mari's List® has served orthodontists in private practice since 2012, as the largest Orthodontic-exclusive buying group in the nation. Mari’s List screens companies for product quality and customer service, then uses collective buying power to negotiate the best deals.Section 1.3 of the MARIS Rules & Regulations on Withheld Listings (formerly Section 2.G Exempted Listings) was updated and introduces the new Certification to Withhold Property Listing form which replaces the Marketing Options form that now reads: If the seller refuses to permit the listing to be disseminated by the Service, the …Advertising a property as ACTIVE instead of Active Under Contract (AUC) or Pending in order to generate more leads for the agent or appease the seller. “Sharing or …We are an MLS that takes a blue jeans and white glove approach to serving our members and the real estate community. Maris MLS. Mid America Regional Information Systems (MARIS) administers the Multiple Listing Service (MLS) for the St. Louis, St. Charles County, Jefferson and County Associations and the Franklin County, East Central, South Central and Pulaski County Boards of REALTORS®. The MLS website contains information to help agents achieve the goal of ... Jan 31, 2023 · Toll Free. Phone 1.800.557.7657 . E-Mail. [email protected] [email protected] [email protected] RPR Basics & Beyond: Update Your Profile & Settings. If you’re looking for a more in-depth look at how to change your profile and update your settings, this video is for you. Watch and learn, click-by-click, how to access your profile to upload your photo and company logo, as well as list your company and brokerage information.MarketStats. MarketStats is an elegant and easy-to-use stats suite of market reports and interactive tools. The stats suite includes InfoSparks, FastStats, Local Market Updates, Monthly Indicators and the Marketwatch Report. These products will go a long way toward a broader understanding of the prevailing trends in our local …We would like to show you a description here but the site won’t allow us.Jan 8, 2024 · Please look at your listings and remove/update all listings that do not follow this requirement. If you need assistance with this update, please email [email protected] between now and February 2nd. Beginning Feb 2nd compliance notices will be sent to any agents whose property has been found without a completed foundation within the ... "The level of customer service is exceptional and it’s so pleasant working with folks than can problem-solve items in a healthy manner. Whether it’s changing the color of an icon to testing SCORM CBT courses, your team demonstrates a willingness to help 100% of the time, and it’s always coupled with professionalism and expert knowledge.The key difference between active under contract and pending is the seller’s choice. With pending, the seller has said that they are comfortable with the contract, and no longer want to show and market the home. Pending is for properties that have an accepted contract and the seller has instructed their agent to cease marketing and/or showing ...a. Single family homes for sale or lease; b. Condominium, Townhouse, Villa for sale or lease; c. Two-family, three -family or four family residential buildings for sale or lease; Status Guide & FAQ. Office Manual including guide, FAQ, compliance spotlight, Certification to Withhold Property Listing form, and Rules and Regulations (highlighted to emphasize listing rules) If you have additional questions, please call us at 314.984.9111 option 1. We're always happy to help! 4 days ago · The unilateral offer of compensation is the main foundation of the MLS. What may come as a surprise to you is that first, and foremost, the purpose of the MLS is to provide a platform for real estate brokers to offer other real estate brokers (and their agents) an offer of compensation if they sell one of their listings. The sharing of listing ... C. BUSINESS DAYS: Theterm “business days”shall mean any day of theyear except Saturdays, Sundays and legal holidays as established by the appropriate authorities of the state in which the Participant is located. The business day shall be 8:30 a.m. - 5:00 p.m. local time.Jan 31, 2023 · Toll Free. Phone 1.800.557.7657 . E-Mail. [email protected] [email protected] [email protected] Home / Learn / Video Library / Getting Started in Matrix Video Library For more video content, see ... MARISMLS offers various products and services to help real estate agents and brokers with their business. Find apps for MLS access, stats, showings, earnest money, flood zone, appraisals, and more. Maris MLS Logo - Illinois REALTORS State: MARIS Area Board: MARIS Designed exclusively for real estate professionals, MLS-Touch has all the essential features you need including powerful... Toll Free. Phone 1.800.557.7657 . E-Mail. [email protected] [email protected] [email protected] introduces three new offerings. Tweet. Just in time for the spring selling season, MARIS is expanding our offerings to add new functionality and enhanced support. Here’s a preview of what’s coming: OneHome™ launching February 9th, 2023. OneHome™ simplifies the process of matching buyers with …Updating Your Profile, Header, and Footer. Provide your client with a consistent look and feel! Learn how to update your profile, header and footer. Related Videos. We would like to show you a description here but the site won’t allow us. CERTIFICATION TO WITHHOLD PROPERTY LISTING. Notice to REALTOR®: This form is required when the seller elects that their property listing should be “Withheld” from entry and not disseminated via MARIS to other brokers and agents that participate in MARIS’s MLS. The form must be completed no later than five (5) business days following the ... 1716 Hidden Creek Ct Suite 150 St. Louis, MO 63131 Tel: 314-984-9111 marismls.com is ranked #324 in the Real Estate category and #162269 globally in September 2023. Get the full marismls.com Analytics and market share drilldown hereIn Person Class - MARIS - 1716 Hidden Creek Ct Suite 150 St. Louis, MO 63131. April 5, 2023.CERTIFICATION TO WITHHOLD PROPERTY LISTING. Notice to REALTOR®: This form is required when the seller elects that their property listing should be “Withheld” from entry and not disseminated via MARIS to other brokers and agents that participate in MARIS’s MLS. The form must be completed no later than five (5) business days following the ...Home / Learn / Video Library / Getting Started in Matrix Video Library For more video content, see ...Here are some easy ways to collaborate with clients, while staying organized and saving time: Stay top of mind. Regularly send your buyers...MARIS MLS is a top 20 MLS that serves REALTORS® across Missouri and Illinois. The new website, marismls.com, features content, education, support and a new visual …MARIS, St. Louis, Missouri. 2,054 likes · 10 talking about this · 103 were here. Since 1995, MARIS has been enabling and empowering the real estate community. Providing business soluMARIS Minis are short videos that cover various topics related to MARIS, the multiple listing service for Middle Tennessee. Learn how to use MARIS features, tools, and products to …Reverse prospecting is a feature within Matrix that allows a listing agent to see which agents have included their listing in an automated email. Watch a short video to learn how to use this feature. For additional guidance call us at 314.984.9111 option 1. We are always happy to help.Cooperation (noun) – associations of persons for a common benefit. [1] People think of a lot of things when they think of a Multiple Listing Service (MLS) – data feeds, syndication, agent rankings, CMA’s, statistics, agent standard report, and client portals, to name a few. Still, at the heart of an MLS is one word: cooperation.Entering & Editing a Listing. Learn the different ways to enter a listing, hear a ... MARIS Originals. Learn how to Reverse Prospect right in Matrix!Toll Free. Phone 1.800.557.7657 . E-Mail. [email protected] [email protected] [email protected] MLS - Franklin County Board of REALTORS State: MARIS Area Board: MARIS Designed exclusively for real estate professionals, MLS-Touch has all the essential features you need including powerful... St. Louis REALTORS® offers a variety of MLS services to help its members succeed in the real estate market. Whether you need to search listings, enter data, generate reports, or access tools and resources, you can find everything you need on the MLS services page. Learn more about the benefits and features of MLS services and how to use them effectively. Matrix MLS. Maximum speed is central to the Matrix product…. Matrix 360 brings together two popular solutions in one platform: Realist property information to integrate with Matrix.Maris MLS Logo - Illinois REALTORSTrinity. $4.99 / Per Square foot. You’re viewing 1-20 of 117 products. - McMillan Floors™.Status Guide & FAQ. Office Manual including guide, FAQ, compliance spotlight, Certification to Withhold Property Listing form, and Rules and Regulations (highlighted to emphasize listing rules) If you have any questions please send an email to [email protected] or you can reach the compliance …Rules & Regulations Update. MARIS’s updated Rules and Regulations went into effect on Tuesday, March 1 st, 2022. The Rules and Regulation Packet brings together three documents aimed at keeping you up to date of all policies and procedures utilized by MARIS and its staff. Here is a quick look at what each …MARIS is a member-centric MLS, focused on enabling and empowering the real estate community. As a real estate service company, MARIS is dedicated to service, data integrity, and member engagement ...1716 Hidden Creek Ct Suite 150 St. Louis, MO 63131 Tel: 314-984-9111MAR24011449 MLS. ACTIVE Status. 1603 Matson Lane, Linn Creek $2,750,000. Now available is this 8 bed/6.5 bath/3 car garage/Enormous Lakefront Home boasting almost 7k sqft situated on 2 acres in Estates of …MarketStats. MarketStats is an elegant and easy-to-use stats suite of market reports and interactive tools. The stats suite includes InfoSparks, FastStats, Local Market Updates, Monthly Indicators and the Marketwatch Report. These products will go a long way toward a broader understanding of the prevailing trends in our local …To set up a team in Matrix, start by clicking the drop-down menu next to your login name on the upper-right had side of your screen. Then, click the "settings" button. At the bottom of the "My Settings" screen, you will find the Team Settings section. Click the link labeled “Click here to create a Team” and then again on the next screen.Welcome to Randolph County. Because Randolph County is home to the World Shooting & Recreation Complex and Popeye, and because our community is where Illinois began, and because of our Mississippi and Kaskaskia Rivers heritage, we receive thousands of visitors each year from all corners of the world.In short, a Variable Rate Commission is when the listing broker agrees to a reduced total commission should they (or one of their agents) also procure the buyer without the assistance of a cooperating broker. This is important to disclose in the MLS because a cooperating broker’s offer would be at a financial …Hero's journal, Diego pops restaurant scottsdale, Whitewater preserve, Horizon trailers, Southern nevada health, Ymca colorado springs, Cardinal internal medicine, Billie swamp safari, University of st edwards, Skiptown, Truly nolen pest control, Our house little rock, Sacramento county sheriff's department, San angelo police department
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majorleaguefishingThe key difference between active under contract and pending is the seller’s choice. With pending, the seller has said that they are comfortable with the contract, and no longer want to show and market the home. Pending is for properties that have an accepted contract and the seller has instructed their agent to cease marketing and/or showing ... IMS Member Login (17) For members only: Please enter your logon information. MARIS introduces three new offerings. Tweet. Just in time for the spring selling season, MARIS is expanding our offerings to add new functionality and enhanced support. Here’s a preview of what’s coming: OneHome™ launching February 9th, 2023. OneHome™ simplifies the process of matching buyers with …MARIS is a member-centric MLS, focused on enabling and empowering the real estate community. As a real estate service company, MARIS is dedicated to service, data integrity, and member engagement ...MARIS MLS is a top 20 MLS that serves REALTORS® across Missouri and Illinois. The new website, marismls.com, features content, education, support and a new visual …Advertising a property as ACTIVE instead of Active Under Contract (AUC) or Pending in order to generate more leads for the agent or appease the seller. “Sharing or knowingly providing unauthorized access to MARIS membership software or data contained within the MARIS systems is prohibited.”. MARIS … Industry Influence. Our visionary leadership is involved with many industry initiatives, groups and investments. Real People. Real Service. Here at MARIS we provide more then just tech support. We are here to help solve problems and connect you with industry solutions. In Person Class - MARIS - 1716 Hidden Creek Ct Suite 150 St. Louis, MO 63131. April 5, 2023.Using Professional Search, you can now perform a property search nationwide. You are granted unfettered access to active listing data, including community and demographic information, school reports, search and activity trends and much more. Realtor.com® Professional Search leverages and shares the innovative technology and …MARIS MLS is a tool for listing and selling real estate in the St. Louis and surrounding areas. It offers various products, features, training and news for MARIS members.We would like to show you a description here but the site won’t allow us. Public marketing is NOT permitted while in this status. Entry rule: listings must be submitted as Withheld within five (5) business days after all necessary signatures of seller(s) have been The key difference between active under contract and pending is the seller’s choice. With pending, the seller has said that they are comfortable with the contract, and no longer want to show and market the home. Pending is for properties that have an accepted contract and the seller has instructed their agent to cease marketing and/or showing ...Aquí nos gustaría mostrarte una descripción, pero el sitio web que estás mirando no lo permite.MARIS MLS believes in supplying its customers, primarily real estate professionals, with the latest and best technologies and full on-demand and on-site training. The organization’s goal is to …Maris MLS Logo - Illinois REALTORSThe ShowingTime online scheduling & feedback system reduces scheduling issues by simplifying the showing request & confirmation process, enabling agents to work efficiently while on the go. It gives agents 24/7 access to request and receive showings; delivers requests immediately to listing …Sep 6, 2018 · Toll Free. Phone 1.800.557.7657 . E-Mail. [email protected] [email protected] [email protected] An innovative benefit included in your NAR membership, RPR delivers on-the-go access to hundreds of data sets from public records and listing data, in...COMING SOON – For properties that are preparing for full marketing exposure as an Active status listing. Can be marketed to all licensed professionals within MARIS systems and on any medium controlled by the broker or agent as “Coming Soon”. DOM does NOT accrue. Entry rule: listings must be submitted as Coming Soon … Matrix™ has proven itself as a clear leader in multiple listing platforms. Maximum speed is central to the Matrix product philosophy, delivering the performance real estate professionals demand. Matrix can be accessed from virtually any computer, tablet, or phone with Internet access. Matrix also offers shortcuts, a speed search bar, listing ... Clarification on New Construction as Residential. Tweet. In September of 2022, we asked that agents with a Residential listing that did not fit the criteria below remove their listing from Residential and add it to New Construction. * a foundation poured, * a partial to full framework, or. * any semblance of a dwelling …Advertising a property as ACTIVE instead of Active Under Contract (AUC) or Pending in order to generate more leads for the agent or appease the seller. “Sharing or knowingly providing unauthorized access to MARIS membership software or data contained within the MARIS systems is prohibited.”. MARIS …We are an MLS that takes a blue jeans and white glove approach to serving our members and the real estate community.One Home. This webinar concentrates on setting your client up to find that “one home”... Instructor: Elizabeth Stoodley. Time: 1:00 pm - 2:00 pm. April 9, 2024marismls.com is ranked #324 in the Real Estate category and #162269 globally in September 2023. Get the full marismls.com Analytics and market share drilldown here We would like to show you a description here but the site won’t allow us. As a result, you can now include virtually altered photos in Matrix! Virtually staged photos can help buyers relate to the property on a personal level and visualize themselves living in a home. Virtual staging can take less time and be cost efficient when traditional staging isn’t in the marketing budget. According to an article published by ... Industry Influence. Our visionary leadership is involved with many industry initiatives, groups and investments. Real People. Real Service. Here at MARIS we provide more then just tech support. We are here to help solve problems and connect you with industry solutions. We would like to show you a description here but the site won’t allow us. Group education is available at your place or ours. Request a class. Read class descriptions and register for Maris MLS classes.702 Followers, 169 Following, 306 Posts - See Instagram photos and videos from MARIS (@marismls) 702 Followers, 169 Following, 306 Posts - See Instagram photos and videos from MARIS (@marismls) Something went wrong. There's an issue and the page could not be loaded. Reload ... Please sign in with your username and password. Username: Password: Forgot password? ... RECHARGE, REFOCUS, RE-ENGAGE! We are thrilled to have Terry Watson, one of the world’s top-speaking professionals, join us ... Read more. Coffee & Conversation with the Insurance Experts. March 05 2024. Read more. St. Charles REALTORS® Industry Day at the Park! March 01 2024.Let's get started with some essential information. Fields with * are required. First Name *. Last Name *. Email Address *. Phone Number *. Brokerage Name *. Apply to Join Us ...1716 Hidden Creek Ct Suite 150 St. Louis, MO 63131 Tel: 314-984-9111Let's get started with some essential information. Fields with * are required. First Name *. Last Name *. Email Address *. Phone Number *. Brokerage Name *. Apply to Join Us ...This “How-to” video is essential for nailing down the RPR basics… and how to go beyond. First, you’ll learn how to start a search with... We would like to show you a description here but the site won’t allow us. What to know about MLS Data Use & Abuse. “A Multiple Listing Service is a means by which authorized Participants make blanket unilateral offers of compensation to other Participants; (acting either as subagents, buyers agents, or in other agency or nonagency capacities defined by law); by which cooperation … What counties does MARIS cover? Currently, we have tax data in 62 counties and have listings in 166. The 62 counties with tax data are: Illinois Counties: Bond, IL. Please sign in with your username and password. Username: Password: Forgot password? ...Jan 8, 2024 · Please look at your listings and remove/update all listings that do not follow this requirement. If you need assistance with this update, please email [email protected] between now and February 2nd. Beginning Feb 2nd compliance notices will be sent to any agents whose property has been found without a completed foundation within the ... Learn how to customize and set your defaults in Matrix. As a leading public record and property information provider for more than 25 years, Realist® is your resource for obtaining a comprehensive overview of a... Use the number of comps that help you tell your story. In the book Art of the CMA by Greg Robertson, he writes about a Cloud CMA study that showed agents use between 5-12 comps on average in their comparable reports. If you have any questions on these tools, please reach out by emailing [email protected] …Instructor: Elizabeth Stoodley. Time: 1:00 pm - 2:00 pm. March 28, 2024. Learn More Register. Request a webinar. Read Webinar descriptions and register for Webinars. Dan Sale. St. Louis REALTORS. Shareholder Council Representative. Term Ends 12/31/2025. Real People. Real Purpose. Real Expertise. We are an MLS that takes a blue jeans and white glove approach to serving our members and the real estate community. As of June 15th, 2021, Coming Soon listings are no longer eligible to offer showings. However, agents will have the ability to schedule showings in ShowingTime on or after a listing’s “Expected Active Date” (located in the 'General’ tab of the listing input). It is important to note: Listings WILL automatically go active on the entered ...Status Guide & FAQ. Office Manual including guide, FAQ, compliance spotlight, Certification to Withhold Property Listing form, and Rules and Regulations (highlighted to emphasize listing rules) If you have any questions please send an email to [email protected] or you can reach the compliance …Beginning June 1st, MARIS will begin the process of decreasing the extension of time in status for Coming Soon listings by one day, each day, until July 10th. On July 10th, the time in status will be reduced fully back to 21 days. June 1st will be the last day that MARIS will honor the full extension of 60 days in the Coming Soon status.MARIS MLS is a top 20 MLS that serves REALTORS® across Missouri and Illinois. The new website, marismls.com, features content, education, support and a new visual …MARIS has made it easy for members to show and sell listings by enabling them to add ShowingTime's "Schedule a Showing" link next to their... Dan Sale. St. Louis REALTORS. Shareholder Council Representative. Term Ends 12/31/2025. Real People. Real Purpose. Real Expertise. We are an MLS that takes a blue jeans and white glove approach to serving our members and the real estate community. Industry Influence. Our visionary leadership is involved with many industry initiatives, groups and investments. Real People. Real Service. Here at MARIS we provide more then just tech support. We are here to help solve problems and connect you with industry solutions. Matrix 8.3.10 update set to launch on June 13. Matrix, the MLS database, is about to push an update with several new features. Tomorrow morning, agents will be greeted by an updated News widget with a new format and added Print option.Nov 10, 2022 · In September 2022, MARIS updated the New Construction rules to clarify when a listing should be in each property type. "Any listings under the Residential Property Type that do not fit the criteria below will have to be Withdrawn and copied to the New Construction or Residential Lots Property Type based on the criteria listed below: a ... As a result, you can now include virtually altered photos in Matrix! Virtually staged photos can help buyers relate to the property on a personal level and visualize themselves living in a home. Virtual staging can take less time and be cost efficient when traditional staging isn’t in the marketing budget. According to an article published by ...Pending (P): The pending status is for properties that have an accepted contract and the seller has instructed their agent to cease marketing and/or showing the property. This property may still have normal contractual conditions (i.e. inspections, financing, etc.). Closed (S): The sold status is for all properties entered in the MLS that have ...Jan 8, 2024 · Please look at your listings and remove/update all listings that do not follow this requirement. If you need assistance with this update, please email [email protected] between now and February 2nd. Beginning Feb 2nd compliance notices will be sent to any agents whose property has been found without a completed foundation within the ... C. BUSINESS DAYS: Theterm “business days”shall mean any day of theyear except Saturdays, Sundays and legal holidays as established by the appropriate authorities of the state in which the Participant is located. The business day shall be 8:30 a.m. - 5:00 p.m. local time.. 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